FWB Financial, Inc. Privacy Policy
Last Updated: March 26, 2026
This Website is published and maintained by FWB Financial, Inc. (“FWB Financial,” “us,” “we” or “our”). We are committed to the proper use of the information we receive from you through our Website. This Privacy Policy governs the information collection, use and disclosure practices of https://www.fwbcollective.com (the “Website”). By visiting our Website or using the services offered through our Website (the “Services”), you are accepting the practices described in this Privacy Policy.
What Information Do We Collect?
We may collect Personal Information from and about you. Personal Information includes, for example: your name; your e-mail address; the company and/or website with which you are affiliated; and other information that may identify you as an individual or allow online or offline contact with you as an individual.
User-Provided Information
We collect Personal Information from you when you submit your information to us on the Website. For example, we collect Personal Information when you contact us through the Website or subscribe to our newsletter or latest insights.
Website Usage Information
Clickstream Data and IP Address
We automatically collect certain information about you. For example, we may collect pages viewed on the Website, the time spent on the Website, the date you visited the Website, your Internet browser type, the website from which you linked to our Website (e.g., another website or a search engine), the website you visit after our Website and other web usage activity and data logged by our servers. We may also collect data about your Internet Protocol address (IP Address). Such information may be used to gather demographic information, including but not limited to, Internet Service Provider. We do not link this information with your Personal Information.
Automatic Information
When you visit our Website, we log basic information corresponding to the sites and pages you have visited. This information is stored primarily to track the effectiveness of our Website and individual sections and pages within them.
Cookies
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, to provide a method of distinguishing among visitors to a website and to provide reporting information.
We use cookies to identify your browser as you visit pages on the Website. Cookies created on our Website do not contain directly identifiable Personal Information such as your name or email address. However, some cookies may contain pseudonymous identifiers used for analytics purposes. You can stop certain types of cookies from being downloaded on your computer by selecting the appropriate settings on your web browser. Web browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie and how to disable existing cookies. In addition, your mobile device settings may allow you to prohibit mobile app platforms (such as Apple and Google) from sharing certain information obtained by automated means with app developers and operators such as us. However, refusing a cookie may, in some cases, preclude you from using, or negatively impact the display or function of, the Website or areas or features of the Website. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser’s help menu for more information. In addition, as the means by which you can refuse cookies through your mobile device vary from mobile device to mobile device, you should visit your mobile device’s help menu for more information.
When using our Website, you will be asked to consent to our use of cookies as described in this Privacy Policy. You can withdraw your consent at any time by selecting the “Consent Preferences” link found at the lower right of every Website page and adjusting your preferences, or you can block cookies by activating the setting on your web browser that allows you to refuse the setting of all or some cookies.
What Types of Cookies Do We Use?
- Necessary Cookies: These cookies are absolutely essential for the Website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
- Analytics Cookies: These cookies are used to understand how visitors interact with the Website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Cookie Usage Table
Necessary (always enabled)
| Vendor | Tag Script/Cookie and Duration | Loaded by |
|---|---|---|
| Webtoffee | cookielawinfo-checkbox-advertisement 1 year | Set by the GDPR Cookie Consent plugin, this cookie records the user consent for the cookies in the “Advertisement” category. |
| Webtoffee | cookielawinfo-checkbox-analytics 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. |
| Webtoffee | cookielawinfo-checkbox-functional 11months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category “Functional”. |
| Webtoffee | cookielawinfo-checkbox-necessary 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category “Necessary”. |
| Webtoffee | cookielawinfo-checkbox-others 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other”. |
| Weboffee | cookielawinfo-checkbox-performance 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Performance”. |
| Webtoffee | CookieLawInfoConsent 1 year | Cookie “Yes” sets this cookie to record the default button state of the corresponding category and the status of CCPA. It works only in coordination with the primary cookie. |
| Webtoffee | viewed_cookie_policy 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
Analytics
| Vendor | Tag Script/Cookie and Duration | Loaded by |
|---|---|---|
| Google | _ga Duration: 1 year 1 month 4 days | Google Analytics sets this cookie to calculate visitor, session and campaign data and track site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| _ga_* Duration: 1 year 1 month 4 days | Google Analytics sets this cookie to store and count page views. |
Children’s Online Privacy
We don’t knowingly collect, use or maintain any information through this website from or about children who are under the age of 13 years. If we determine that a child under the age of 13 has provided us with information through this Website, we’ll use this information only to notify his or her parents that we received this information.
How Do We Use Your Personal Information?
The Personal Information we collect from you may be used in the following ways:
Specific Reason
We may use your Personal Information to better respond to your individual needs. For instance, if you have contacted us by email or via the Contact Us section of our Website, we will use the Personal Information you have provided to answer your question, request or resolve your issue and we will respond to the email address.
Access and Use
If you provide Personal Information to get access or use the Services, we will use your Personal Information to provide you with the functionality requested. For instance, if you supply Personal Information to use certain portions of the Services, we will use that information to grant you access to use such Services.
Internal Business Purposes
We may use your Personal Information for internal business purposes, including without limitation, to help us improve the content and functionality of the Website and Services. We do that to better understand our Users, to improve the Services, to protect against/identify/address wrongdoing, to enforce our Terms and Conditions, and to generally manage the Services and our business.
Marketing Communications
We may use your Personal Information to contact you in the future for marketing purposes, such as:
- Sending newsletters.
- Sending invitations to events.
- Sending updates regarding FWB Financial and its services including but not limited to, informing you about services or new functionality we believe might be of interest to you.
You may receive such contents only if you chose to expressly consent to the contents by registering to receive such information. You can also “opt out” of receiving these electronic communications by clicking on the “Unsubscribe” link at the bottom of any such electronic communication.
We will honor a request for an “opt-out” within 10 business days of receipt of the “unsubscribe” request. Even after you opt out of all electronic communications, we will retain your Personal Information in accordance with this Privacy Policy, however, we will no longer use it to contact you.
Other Purposes
If we intend to use your Personal Information in any manner that is not consistent with this Privacy Policy, you will be informed and we will obtain your consent prior to us using it.
Do We Disclose Any Information to Outside Parties?
No Sale
We do not sell your Personal Information to third parties. There are, however, certain circumstances in which we may disclose, transfer or share your Personal Data with certain third parties without further notice to you.
Subsidiaries and Affiliates
We may share your Personal Information with our subsidiaries and/or affiliates for purposes consistent with this Privacy Policy. Our subsidiaries and affiliates will be bound to maintain that Personal Information in accordance with this Privacy Policy.
Agents, Consultants and Service Providers
We may share your Personal Information with our contractors and service providers who to perform certain business-related functions. These companies include our marketing agencies, database service providers, backup and disaster recovery service providers, email service providers and others. When we engage another company to perform such functions, we may provide them with information, including Personal Information, in connection with their performance of such functions.
In addition, we may share aggregate https://fwbcollective.com usage information that does not identify individual users with third parties for any reason, including for marketing or analytical purposes.
Business Transfers
In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Information may be part of the transferred assets. You acknowledge and agree that any successor to or acquirer of FWB Financial, Inc. (or its assets) will continue to have the right to use your Personal Information and other information in accordance with the terms of this Privacy Policy.
Legal Requirements
We may disclose your Personal Information if required to do so by law in order to (for example) respond to a subpoena or request from law enforcement, a court or a government agency (including in response to public authorities to meet national security or law enforcement requirements), or in the good faith belief that such action is necessary to (a) comply with a legal obligation, (b) protect or defend our rights, interests or property or that of third parties, (c) prevent or investigate possible wrongdoing in connection with the Services, (d) act in urgent circumstances to protect the personal safety of Users of the Services or the public, or (e) protect against legal liability.
How Do We Store Your Personal Information?
We may store Personal Information itself, or such information may be stored by third parties to whom we have transferred it in accordance with this Privacy Policy. We take what we believe to be reasonable steps to protect the Personal Information collected via the Services from loss, misuse, unauthorized use, access, inadvertent disclosure, alteration, and destruction. However, no network, server, database or Internet or email transmission is ever fully secure or error-free. Therefore, you should take special care in deciding what information you send to us electronically. Please keep this in mind when disclosing any Personal Information.
Data Retention and Destruction
We may retain your Personal Information for as long as it is necessary to provide our services to you and so long as we are legally required to do so. However, we may retain Personal Information for an additional period as is permitted or required under applicable laws. Even if we delete your Personal Information it may persist on backup or archival media for an additional period of time for legal, tax or regulatory reasons or for legitimate and lawful business purposes.
Do Not Track
We do not participate in any “Do Not Track” frameworks that would allow us to respond to signals or other mechanisms from you regarding the collection of your Personal Information.
Personal Data Provided to Others
This Privacy Policy does not apply to any Personal Information that you provide to another User or visitor through the Services or through any other means, including information posted or shared by you about the Services.
Third Party Links
This Privacy Policy applies only to the Services. The Services contain links to other websites not operated or controlled by us (the “Third Party Sites”). The policies and procedures we described here do not apply to the Third Party Sites and therefore we have no responsibility or liability for the content and activities of these linked websites. The links from the Services do not imply that we endorse or have reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.
Nonetheless, we seek to protect the integrity of our Website and welcome any feedback about these sites.
Territorial Use Restrictions and Jurisdiction
These web pages are controlled and operated by FWB Financial in the United States. FWB Financial makes no representation that this Privacy Policy complies with any applicable laws outside the United States. Those who choose to access these pages from locations outside the United States do so at their own initiative and risk.
This Privacy Policy and other policies on this Website shall be governed by and construed as identified in the First Women’s Business Collective Website Terms and Conditions of Use.
Changes to this Privacy Policy
The Website, Services and our business may change from time to time. As a result, at times it may be necessary for us to make changes to this Privacy Policy. We reserve the right, in our sole discretion, to update or modify this Privacy Policy at any time (collectively, “Modifications”). Modifications to this Privacy Policy will be posted to the Site with a change to the “Updated” date at the top of this Privacy Policy. Such changes shall be effective immediately upon posting to this page.
Please review this Privacy Policy periodically, and especially before you provide any Personal Information. This Privacy Policy was updated on the date indicated above. Your continued use of the Services following the effective date of any Modifications to this Privacy Policy constitutes acceptance of those Modifications. If any Modification to this Privacy Policy is not acceptable to you, you should cease accessing, browsing and otherwise using the Services.
Contact Us
If you have any questions, concerns or comments about this Privacy Policy or our practices with regard to your information, or wish to withdraw your consent, you can reach us electronically at [email protected].
